How to Find Affordable Dental Insurance

If you have kids, you need affordable dental insurance. If affordable dental insurance is out of reach, keep in mind the dentists at Kool Smiles are here to ensure your children receive excellent care.

We accept Medicaid, TRICARE, state insurance plans, and many other options. Don’t let insurance get in the way of your child receiving quality dental care.

Choosing Dental Insurance That’s Affordable and Usable

Price is always a consideration when choosing an insurance plan. But don’t pay for a policy that doesn’t help your family maintain good dental health.

Out of Pocket Costs

Dental insurance plans may come with a:

  • Deductiblethe amount that needs to be paid by you before the insurance begins covering treatment.
  • Co-paythe amount you pay when you go to the dentist. This can vary by what you have the dentist do.
  • Benefits capthe most the insurance plan will cover over a given time period.
  • Waiting periodthe amount of time you may have to wait before getting certain services.

Want to understand the types of dental insurance plans? These commercial insurance FAQs explain the costs and benefits of each.

Preventative Services

Any good dental plan will cover the majority of preventative dental services. These services promote good dental health and save everyone money in the long run. Examples of these services include:

  • Teeth Cleaning
  • Examinations
  • X-Rays

A plan that doesn’t cover most of the costs for these services services is likely not a good option for your family because it excludes the most basic dental services.

Check the Network

If you’re considering a Preferred Provider Organization (PPO) or Dental Health Maintenance Organization (DHMO) for your dental insurance, make sure to check their network for an accepted dentist near you.

Dental PPOs offer more flexibility for choosing dentists and specialists, but may come with higher costs. DMHOs are less expensive, but only if you work with a dentist in their network.

Chances are very good that Kool Smiles accepts your insurance. Find a Kool Smiles near you and get affordable dental care for your kids.


Kool Smiles accepts Medicaid and TRICARE at every location, in addition to a number of other insurance plans.

Why Kool Smiles?

Our dentists love working with kids, and parents love the quality dental care and kid-friendly atmosphere. A recent study shows 97% of our customers would refer their friends and family to Kool Smiles, so you can feel comfortable bringing your child too!

Affordable dental insurance should make it possible for your children to get the dental care they need so they grow up with strong, healthy teeth. Call us today or find a Kool Smiles office near you to make an appointment.