How Much Does Braces Cost With Insurance?

After learning that your child might need braces, cost is usually one of the first things that comes to mind. Even with insurance, parents usually end up paying for much of the cost out-of-pocket.

Paying for braces without insurance is even trickier. Keep reading to learn what affordable payment options are available to you.

Cost of Braces Without Insurance

While paying for braces can be challenging, the cost of your child’s braces depends on a number of factors. The only way to know how much your child’s braces will cost is by talking with your child’s dentist or orthodontist.

Here is an idea of what you can expect to pay for different types of braces with and without insurance:

  • The average cost of traditional metal braces is $4,937 without insurance
  • The average cost of traditional metal braces is between $1,500–$8,500 with insurance
  • Ceramic or plastic bracket braces can cost between $1,500–$5,080 with insurance

This range in pricing is caused by different levels of coverage families receive from their dental insurance, the type of plan they have, and the reason for their child’s braces treatment.

To determine what you can expect to pay for braces with insurance, you should contact your insurance provider.

Generally, most dental insurance plans provide some amount of coverage for orthodontic care, including braces. However, even after coverage, parents might still have to pay for part of the braces.

Uninsured? Kool Smiles Can Help

At Kool Smiles, we want to make sure you’re getting the most affordable, quality dental care for your child. In many locations across the United States, Kool Smiles offices have in-house orthodontic specialists that can provide a no-cost consultation to properly estimate your child’s braces treatment.

Our 18-month traditional metal braces treatment begins at $3,400 without insurance. With coverage, you can still expect an affordable rate.

If you’re interested in learning more about how much braces will cost with and without insurance, give us a call today to find your nearest Kool Smiles location with orthodontic services.

Because each child’s needs are different, seeing an orthodontist will give you a more accurate estimate of how much your child’s braces will cost.

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Sources:

CostHelper: http://health.costhelper.com/braces.html

Humana: https://www.humana.com/individual-and-family/products-and-services/dental-insurance/orthodontic-insurance