Many orthodontists accept dental plans like Medicaid, CHIP, and TRICARE. However, since Medicaid rules vary across states, orthodontic services may or may not be covered by the plan.
Continue reading to find out whether or not your kid qualifies for any form of orthodontic treatment that may be covered by your dental plan, particularly Medicaid and CHIP.
Medicaid is a government-funded health insurance program that caters to low-income individuals of all ages. These include children, senior citizens, disabled persons, and pregnant women. Orthodontic services are covered by most Medicaid plans, but they are only for kids and adults aged 21 and below.
Children’s Health Insurance Program, or CHIP, is another government-funded insurance program that caters mainly to children. In particular, the eligible ones are those who come from families that are not necessarily low-income, but don’t earn enough to afford private insurance. Find out if you qualify for Medicaid or CHIP by visiting healthcare.gov.
All states require Medicaid and CHIP to cover basic dental services for kids. These include anything from regular checkups to management and relief of dental pain.
Orthodontic services may be covered if they are deemed “medically necessary.” To find out whether or not Medicaid covers orthodontic services in your state, call your insurance provider today.