There is no exact price for how much dental insurance will cost for one person. There are variables that affect the cost, such as where you live, the type of plan, and your healthcare needs.
The truth is that the insurance company may give you a monthly premium that is different from your neighbor’s. If you’re looking for insurance just your child, that can affect the cost of the plan as well.
Keep reading to learn how much dental insurance costs for one person.
Employee and group policies that charge an annual premium can range between $234 and $432 per person. The cost to purchase an individual dental insurance policy averages $360 per year.
If these costs seem a bit high, think about the cost of dental procedures—both routine and major—without a dental insurance plan that covers standard services. The ADA (American Dental Association) offered national average costs for standard preventive services:
Serious treatments and procedures can cost even more without help from insurance coverage. These out-of-pocket costs may surprise you:
Most people have 100-80-50 dental coverage, which means that the insurance policy pays 100% of routine preventive and diagnostic care (check-ups or cleanings), 80% for basic procedures (root canals or fillings), and 50% for major procedures (bridges and crowns).
Although many parents might not think it’s worth it to pay upfront costs like premiums or deductibles, having insurance for your child can definitely save you money when he or she needs a serious dental procedure.
Kool Smiles opened its doors in 2002 with a single goal: provide quality dental care to children all over the country.
Whether your child is covered by insurance or not, we have affordable payment options for all of our procedures and accept most major insurance plans.
We also accept government plans like Medicaid, TRICARE, and SCHIP without limiting the number of patients we see with these insurance plans.
For more information about our services, or to schedule an appointment for your child at a location near you, contact us online or call us today.
Member Benefits: http://memberbenefits.com/dental-costs-with-and-without-insurance/
Most dentist offices don't' accept Medicaid patients, or limit the amount of Medicaid patients they see. However, Kool Smiles accepts Medicaid and never limits the amount of patients who have…Read Full Article
The average cost of a teeth cleaning for patients without insurance is $82.08 for an adult and $61.14 for a child. But worry not — Kool Smiles is here to help! At Kool…Read Full Article
Kids may have reservations about braces, and as a parent, you may have concerns about the price. But rest assured, Kool Smiles is dedicated to offering affordable dental care. At…Read Full Article
The average cost of braces for children ranges from $3,000 to $7,000 depending on a number of factors—but there are many ways to cut down on the cost and keep you and your child smiling.…Read Full Article
Dental work isn't usually cheap, but having an insurance plan can help. Kool Smiles accepts a wide range of insurance plans and can help if you don't have insurance. At Kool…Read Full Article
When your child’s dentist suggests correcting your child's teeth with braces, you may be concerned about the cost of them. Even with insurance, the cost of braces can be higher than…Read Full Article
Are you wondering how much it's going to cost for your child to get braces? The answer usually depends on a few factors including what kind of braces your child needs, how…Read Full Article
If your child is embarrassed by the idea of wearing metal braces, they may have the option to wear braces behind their teeth, or lingual braces. This type of braces works…Read Full Article
If you've just found out that your child needs braces, you probably have questions regarding the cost. The average price of metal braces is anywhere between $3,000–$7,000. However, at Kool Smiles,…Read Full Article
Dry socket is a possible side effect of wisdom teeth removal. At Kool Smiles, we can treat your child’s dry sockets and help relieve any pain he or she might be…Read Full Article
So how much do braces for your child's teeth cost? Every parent knows that dental braces don't come cheap. There are different types of braces — the traditional metal braces most…Read Full Article