Save Money with Cheap Dental Insurance Plans


Dental care isn’t always budget-friendly, but having an insurance policy can help. Kool Smiles Kids Club has an extensive network of partner dentists who accept a wide range of insurance plans.


At Kool Smiles, we believe that all children deserve high-quality dental care – regardless of insurance status. Our partner dentists offer a variety of payment options to make quality care accessible.



Affordable Dental Care & Insurance

Kool Smiles Kids Club’s partner dentists accept Medicaid, TRICARE, CHIP (formerly SCHIP), and most major insurance plans.


What does dental insurance cover?

Every insurance plan is different. A low-cost plan will likely only cover the basics, like routine exams, cleaning, and x-rays with a general dentist. A policy with higher premiums may cover more advanced or intensive procedures, as well as appointments with specialist dentists.


What are the different kinds of insurance plans?

A Dental Health Maintenance Organization (DMHO) is a prepaid insurance plan where you choose your child’s dental health provider, and you bring your child to the same provider every time he or she needs dental care. A DMHO doesn’t have a deductible, and it doesn’t limit maximum yearly coverage. With a DMHO, you’ll pay a fixed fee for each type of service. This type of insurance plan can cost as little as $5 to $15 per month.


With a Preferred Provider Organization (PPO), there’s a network of preferred providers, but there’s also flexibility. With a PPO, you can see a dentist outside of the network. Generally, the coverage is greater if you see a provider within the network. A PPO has a deductible, so you’ll have to pay part of the cost out-of-pocket. PPOs also have set yearly coverage maximums.



Find Affordable Dental Care With a Kool Smiles Partner Dentist Today

Kool Smiles Kids Club has partner dentists across the country who welcome patients with or without insurance. Our partner dentists accept Medicaid, TRICARE, CHIP (formerly SCHIP), and most major insurance policies, as well as cash, credit, debit, and CareCredit.


If you’re seeking a kid-friendly dentist for your child, Kool Smiles Kids Club can connect you with a top-quality, affordable dentist in your area.